Families looking to save time and money and reduce stress know it's never too soon to begin planning their next vacation.

According to the "Kids Say Vacation Survey," by travel industry marketing experts Yesawich, Pepperdine, Brown and Russell, theme parks are the number-one vacation destination of choice-with Walt Disney World? ranking the most preferred theme park.

If you are one of the many families and fans traveling to Disney, the following strategies can help save you money:

Pick up the latest Frommer's travel guide. It's a valuable research tool and a great way to make sure you don't miss anything.

You can get a Disney Rewards? Visa? Card designed to save you money and enhance your vacation experience.

When you book your vacation using the card, you'll receive 0% APR financing for six months on select Disney vacation packages.

You will also earn Disney RewardsSM on everyday card purchases, which can be used towards most everything Disney, from DVDs and toys to theme park tickets and hotel stays.

Finally, you get a number of special benefits just for being a cardmember:

? Cardmember-exclusive Character Meet 'N' Greet event with keepsake photo

? Discounts on Disney merchandise and park tours

? Free stroller rentals at the Disneyland? Resort

To apply, visit www.disney world.com and know instantly if you're approved. Start earning rewards right away and take advantage of special premiums available only to cardmembers.

Other ways to enhance your Disney vacation include Magical Express and "Extra Magic Hours."

If you're staying at Walt Disney World? Resort, from the airport simply board the free Disney Magical Express Shuttle and meanwhile your luggage is delivered to your room.

Try mapping out your days using "Extra Magic Hours." Each day one of the theme parks opens an hour early or stays open up to three hours later for all Disney hotel guests.