Women drivers. Most of us have probably heard that phrase grunted from a man in our lives, whether a friend, family member, coworker, or complete stranger. And, most women have probably been somewhat aggravated by the negative connotation. But, did you know that womens car insurance is generally cheaper than mens car insurance? Its true, and as sexist as it may sound, its actually not. There are a plethora of statistical facts that tend to cause car insurance companies to offer lower rates to women drivers than to men drivers, and none of those reasons include the idea that women drivers cant drive!

Car insurance companies have researched data over a number of years, and the findings support the idea that, as a whole, women drivers arent involved in as many accidents as men drivers, and the motor vehicle-related accidents that women drivers are involved in often dont cause as much damage as motor vehicle-related accidents men drivers are involved in. Women drivers also dont commit as many motor vehicle-related crimes as men drivers. As if all that werent enough, women drivers are also more likely to pass their driver licensing exams on the first try than men drivers.

Because of these statistics, car insurance companies are more apt to offer cheaper car insurance to women drivers than they are to men drivers. Women arent being offered cheaper car insurance rates because they are women; they are being offered cheaper rates because statistics show car insurance companies that lower rates are not a dangerous bet for them.

Of course, this isnt to say that women are better drivers than men, or that any woman driver out there is going to be a better, or safer, driver than her male counterpart; however, it is to say that statistics point to the fact that overall, women are generally safer drivers than men, thus resulting in the reward cheaper car insurance for women.